Navigating HOAs, CC&Rs & Master Associations in Arizona
What buyers must know about HOA fees, architectural rules, street parking bans, and capital reserve funds in master-planned communities.
Master vs. Sub-HOA Structures
In large communities like Verrado or Estrella, homeowners often pay a master community fee for overarching park maintenance and mountain trails, plus a neighborhood sub-HOA fee if they live in a gated or maintenance-free enclave. Always verify total combined monthly dues.
Solar Panel Restrictions
Under Arizona Revised Statute § 33-1816, HOAs cannot effectively prohibit homeowners from installing solar panels, though they may designate reasonable placement guidelines that do not significantly impair system efficiency.
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